Carver Bancorp Inc (CARV) $9.21 (%)
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Exchange
Nasdaq capital Market
About company
Carver Bancorp, Inc. is a holding company, which engages in the provision of consumer and commercial banking services. The company is headquartered in New York City, New York and currently employs 108 full-time employees. The firm conducts business as a unitary savings and loan holding company, and the business of the Company consists of the operation of its subsidiary, Carver Federal. Carver Federal serves African-American communities whose residents, businesses and institutions had limited access to mainstream financial services. The company engages in a range of consumer and commercial banking services. The company provides deposit products, such as demand, savings and time deposits for consumers, businesses, and governmental and quasi-governmental agencies in its market area within New York City. The company offers other consumer and commercial banking products and services, such as debit cards, online banking, online bill pay and telephone banking. The company also offers a suite of products and services for unbanked and underbanked consumers, branded as Carver Community Cash.
Income Statement
| Year |
Revenue |
Cost of revenues |
Gross profit |
Operating expensess |
Operating incomes |
Interest expense |
Income tax expenses |
Earnings before taxs |
Net income |
Earnings per share basics |
Earnings per share diluteds |
Dividend per shares |
Gross margins |
EBIT margins |
Profit margins |
EBITDA |
EBIT |
Earnings Before Tax Margins |
Net Profit Margins |
| 2020 |
274515.00 |
169559.00 |
104956.00 |
38668.00 |
66288.00 |
0.00 |
968.00 |
67091.00 |
57411.00 |
3.31 |
3.28 |
0.803333414346 |
0.382332477278109 |
0.300289471658 |
0.209136112780722 |
77344.00 |
66288.00 |
0.244398302460703 |
0.209136112780722 |
| 2019 |
260174.00 |
161782.00 |
98392.00 |
34462.00 |
6393.00 |
3576.00 |
10481.00 |
65737.00 |
55256.00 |
2.97145 |
2.97145 |
3.03705403822 |
0.378178 |
0.245720171885 |
0.212381 |
8186.00 |
6393.00 |
0.252666 |
0.212381 |
| 2018 |
265595.00 |
163756.00 |
101839.00 |
30941.00 |
70898.00 |
324.00 |
11872.00 |
72903.00 |
59531.00 |
2.97649 |
2.97649 |
2.74234021698 |
0.383437 |
0.266940266195 |
0.224142 |
85546.00 |
70898.00 |
0.274489 |
0.224142 |
| 2017 |
229234.00 |
141048.00 |
88186.00 |
26842.00 |
61344.00 |
2323.00 |
15738.00 |
64089.00 |
48351.00 |
2.3175 |
2.3025 |
2.43140686849 |
0.384698604918991 |
0.267604282087 |
0.210924208450753 |
76569.00 |
61344.00 |
0.27957894553164 |
0.210924208450753 |
| 2016 |
215639.00 |
131376.00 |
84263.00 |
24239.00 |
60024.00 |
1456.00 |
15685.00 |
61372.00 |
45687.00 |
2.07658 |
2.07658 |
2.20897805039 |
0.39076 |
0.278354101067 |
0.211868 |
73333.00 |
60024.00 |
0.284605 |
0.211868 |
| 2015 |
233715.00 |
140089.00 |
93626.00 |
22396.00 |
7123.00 |
733.00 |
19121.00 |
72515.00 |
53394.00 |
2.30422 |
2.30422 |
1.99566067658 |
0.400599 |
0.304772907173 |
0.228458 |
84505.00 |
7123.00 |
0.310271 |
0.228458 |
| 2014 |
182795.00 |
112258.00 |
70537.00 |
18034.00 |
52503.00 |
384.00 |
13973.00 |
53483.00 |
3951.00 |
1.61318 |
1.61318 |
1.817183144 |
0.38588 |
0.287223392325 |
0.216144 |
61813.00 |
52503.00 |
0.292585 |
0.216144 |
| 2013 |
17091.00 |
106606.00 |
64304.00 |
15305.00 |
48999.00 |
136.00 |
13118.00 |
50155.00 |
37037.00 |
1.41969 |
1.41969 |
11.338876116 |
0.376245 |
0.286694751624 |
0.216705 |
57048.00 |
48999.00 |
0.293459 |
0.216705 |
| 2012 |
156508.00 |
87846.00 |
68662.00 |
13421.00 |
55241.00 |
1088.00 |
1403.00 |
55763.00 |
41733.00 |
1.57673 |
1.57673 |
2.63181556135 |
0.438712 |
0.35295959312 |
0.266651 |
60128.00 |
55241.00 |
0.356295 |
0.266651 |
| 2011 |
108249.00 |
64431.00 |
43818.00 |
10028.00 |
3379.00 |
519.00 |
8283.00 |
34205.00 |
25922.00 |
0.98833 |
0.98833 |
0.0 |
0.404789 |
0.312150689614 |
0.239466 |
36538.00 |
3379.00 |
0.315984 |
0.239466 |
| 2010 |
65225.00 |
39541.00 |
25684.00 |
7299.00 |
18385.00 |
311.00 |
4527.00 |
1854.00 |
14013.00 |
0.54121 |
0.54121 |
0.0 |
0.393775 |
0.281870448448 |
0.214841 |
19878.00 |
18385.00 |
0.284247 |
0.214841 |
| 2009 |
42905.00 |
25683.00 |
17222.00 |
5482.00 |
1174.00 |
407.00 |
3831.00 |
12066.00 |
8235.00 |
0.32426 |
0.32426 |
0.0 |
0.401398 |
0.2812 |
0.191936 |
13207.00 |
12066.00 |
0.281226 |
0.191936 |
| Year | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|
| Revenue | 274515.00 | 260174.00 | 265595.00 | 229234.00 | 215639.00 | 233715.00 | 182795.00 | 17091.00 | 156508.00 | 108249.00 | 65225.00 | 42905.00 |
|---|
| Cost of revenues | 169559.00 | 161782.00 | 163756.00 | 141048.00 | 131376.00 | 140089.00 | 112258.00 | 106606.00 | 87846.00 | 64431.00 | 39541.00 | 25683.00 |
|---|
| Gross profit |
104956.00 |
98392.00 |
101839.00 |
88186.00 |
84263.00 |
93626.00 |
70537.00 |
64304.00 |
68662.00 |
43818.00 |
25684.00 |
17222.00 |
|---|
| Operating expensess | 38668.00 | 34462.00 | 30941.00 | 26842.00 | 24239.00 | 22396.00 | 18034.00 | 15305.00 | 13421.00 | 10028.00 | 7299.00 | 5482.00 |
|---|
| Operating incomes | 66288.00 | 6393.00 | 70898.00 | 61344.00 | 60024.00 | 7123.00 | 52503.00 | 48999.00 | 55241.00 | 3379.00 | 18385.00 | 1174.00 |
|---|
| Interest expense | 0.00 | 3576.00 | 324.00 | 2323.00 | 1456.00 | 733.00 | 384.00 | 136.00 | 1088.00 | 519.00 | 311.00 | 407.00 |
|---|
| Income tax expenses | 968.00 | 10481.00 | 11872.00 | 15738.00 | 15685.00 | 19121.00 | 13973.00 | 13118.00 | 1403.00 | 8283.00 | 4527.00 | 3831.00 |
|---|
| Earnings before taxs | 67091.00 | 65737.00 | 72903.00 | 64089.00 | 61372.00 | 72515.00 | 53483.00 | 50155.00 | 55763.00 | 34205.00 | 1854.00 | 12066.00 |
|---|
| Net income | 57411.00 | 55256.00 | 59531.00 | 48351.00 | 45687.00 | 53394.00 | 3951.00 | 37037.00 | 41733.00 | 25922.00 | 14013.00 | 8235.00 |
|---|
| Earnings per share basics | 3.31 | 2.97145 | 2.97649 | 2.3175 | 2.07658 | 2.30422 | 1.61318 | 1.41969 | 1.57673 | 0.98833 | 0.54121 | 0.32426 |
|---|
| Earnings per share diluteds | 3.28 | 2.97145 | 2.97649 | 2.3025 | 2.07658 | 2.30422 | 1.61318 | 1.41969 | 1.57673 | 0.98833 | 0.54121 | 0.32426 |
|---|
| Dividend per shares | 0.8 | 3.04 | 2.74 | 2.43 | 2.21 | 2 | 1.82 | 11.34 | 2.63 | 0 | 0 | 0 |
|---|
| Gross margins | 0.38 | 0.38 | 0.38 | 0.38 | 0.39 | 0.4 | 0.39 | 0.38 | 0.44 | 0.4 | 0.39 | 0.4 |
|---|
| EBIT margins | 0.3 | 0.25 | 0.27 | 0.27 | 0.28 | 0.3 | 0.29 | 0.29 | 0.35 | 0.31 | 0.28 | 0.28 |
|---|
| Profit margins | 0.21 | 0.21 | 0.22 | 0.21 | 0.21 | 0.23 | 0.22 | 0.22 | 0.27 | 0.24 | 0.21 | 0.19 |
|---|
| EBITDA | 77344.00 | 8186.00 | 85546.00 | 76569.00 | 73333.00 | 84505.00 | 61813.00 | 57048.00 | 60128.00 | 36538.00 | 19878.00 | 13207.00 |
|---|
| EBIT | 66288.00 | 6393.00 | 70898.00 | 61344.00 | 60024.00 | 7123.00 | 52503.00 | 48999.00 | 55241.00 | 3379.00 | 18385.00 | 12066.00 |
|---|
| Earnings Before Tax Margins | 0.24 | 0.25 | 0.27 | 0.28 | 0.28 | 0.31 | 0.29 | 0.29 | 0.36 | 0.32 | 0.28 | 0.28 |
|---|
| Net Profit Margins | 0.21 | 0.21 | 0.22 | 0.21 | 0.21 | 0.23 | 0.22 | 0.22 | 0.27 | 0.24 | 0.21 | 0.19 |
|---|
