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HomeUSAfter Hurricane  Ian subsides, 1500 people are without power in Florida

After Hurricane  Ian subsides, 1500 people are without power in Florida

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Devastation and despair has hit Floridians as hurricane IAN pummeled through with wind speeds notching up over 100mph.1500 people are without power. Aerial photos taken by drones show how devastating Ian was. It will be a long and expensive recovery for most. Homes have been completely destroyed and it was reported so far that 64 people have died in this tragic event.

Following Hurricane Ian, search and rescue operations continued on Saturday in some of Florida’s most severely affected communities, including Sanibel, Captiva, and Pine Island. The  Miami-Dade Fire Rescue Florida Task Force One Team is examining the damage and searching for survivors in the storm-devastated districts. Teams are patrolling the streets of Sanibel Island and knocking on doors to check on anybody who may be stuck inside their homes and in need of aid.

The island’s remaining 90% “is pretty much gone,” according to Fort Myers Beach Town Councilman Dan Allers on Friday. “Your house is very well gone, unless you have a high-rise apartment or a newer concrete home that is built to the same standards today.”

According to PowerOutage.us, more than 1.5 million utility customers were without electricity early on Saturday in four states as a result of Ian, including 1.2 million in Florida, more than 240,000 in North Carolina, 59,000 in Virginia, and 35,000 in South Carolina.

An initial analysis suggests insured damages from Hurricane Ian might range from $25 billion to $40 billion, according to a financial ratings firm, adding pressure to Florida’s already-struggling property-insurance market.

A day after the Category 4 hurricane struck Southwest Florida and then plowed through Central Florida before making its way out across the Atlantic Ocean, Fitch Ratings announced the estimate.

Numerous big national insurers, according to Fitch, do not hold a “significant market share” in Florida. However, it highlighted possible issues for smaller insurers that concentrate on offering Florida property insurance and significantly rely on the acquisition of reinsurance, which is effectively backup coverage.

You can check power outages in Florida and across the U.S here.

Prevent anymore damage by tring to fix things yourself that would require a licensed contractor.   Do only what is required to stop additional damage, such as covering broken windows with plastic or hiring a professional to tarp the roof to keep rain off. Make an instant call to your insurance provider to start the claims procedure. Contractors that knock on doors to offer repair services and make assurances that they would submit an insurance claim on your behalf should be avoided. After an insurance adjuster has examined the damage, hire a certified contractor to complete the repairs. Have your inusrance company come and inspect any damage before you hire a contractor. Get everything in writing from the insurance company to present to the contractor. Understand from a licensed professional what is fixable and what is not.

Since many new residents of the state purchased their homes outright, their lenders do not require them to purchase insurance in the riskiest locations. Inflation across the country and some of the nation’s highest house insurance premiums, which average over $4k/year in Florida, are straining the finances of many Floridians.

Since many new residents of the state purchased their homes outright, their lenders do not require them to purchase insurance in the riskiest locations. Inflation across the country and some of the nation’s highest house insurance premiums, which average over $4k/year in Florida, are straining the finances of many Floridians.

 

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